W A S H I N G T O N  
COUNTIES RISK POOL  
2015-2016  
ANNUAL REPORT  
We are proud to present to you the 2015-16 Annual  
Report of the Washington Counties Risk Pool.  
The WCRP continues to maintain a strong fund balance and membership  
retention. The Board of Directors has been dedicated to rate stabilization  
for the membership, and in 2016 that effort served us well. Faced with  
an increase in claim costs and subsequently, an increase in member  
assessments, the Board of Directors voted to utilize $1 million of the Pool’s  
fund balance in an effort to reduce the financial burden to the members.  
The new Executive Director had a busy year, recruiting three new staff  
members to fill position vacancies in Claims, Member Services, and  
Administration & Finance. These staff members have been a wonderful  
addition to the WCRP team and have made great strides in learning the  
Pool’s culture and goals. We are lucky to have skilled and dedicated staff  
on board to help accomplish the mission of the Board of Directors.  
Thank you for the opportunity to serve as the WCRP’s Officers  
and Executive Director, and thank you to the Board of Directors,  
the Executive and Standing Committees, along with the staff and  
our various partners for their hard work, support, and a successful  
2015-16 Fiscal Year.  
LISA YOUNG  
2015-16  
President  
KEITH GOEHNER  
2015-16  
Vice-President  
ANDREW WOODS  
2015-16  
Secretary/Treasurer  
DEREK BRYAN  
Executive Director  
WCRP EXECUTIVE COMMITTEE  
Keith Goehner  
Commissioner, Chelan County  
Robert Koch  
Commissioner, Franklin County  
Tammy Devlin  
Risk Manager, Thurston County  
Jill Johnson  
Commissioner, Island County  
Drew Woods  
Lisa Young  
Public Works Director, Columbia County  
Human Resources Manager  
Kittitas County  
David Alvarez  
Chief Civil Deputy Prosecuting  
Attorney, Clallam County  
Mike Thomas  
County Manager, San Juan County  
Clyde Carpenter  
Steve Bartel  
Director, Risk Management  
Department, Spokane County  
Risk Manager, Cowlitz County  
Steven Clem  
Prosecuting Attorney, Douglas County  
Adams County  
Jeffrey Stevens,  
Commissioner  
Grays Harbor County  
Vickie Raines,  
San Juan County  
Michael Thomas,  
County Manager  
Alt: James Wolf,  
HR/Risk Manager  
Commissioner  
Alt: Patricia Phillips,  
Clerk of the Board  
Alt: Wes Cormier,  
Commissioner  
Benton County  
Lexi Wingfield,  
Island County  
Jill Johnson,  
Skagit County  
Jessica Neill Hoyson,  
HR/Risk Manager  
Personnel Manager  
Alt: Ryan Lukson,  
Deputy Prosecutor  
Commissioner  
Alt: Elaine Marlow,  
Budget Director  
Alt: Donnie LaPlante, Sr.  
HR/Risk Analyst  
Alt: Arne Denny, Civil DPA  
Alt: Sharon Dubois,  
Safety & Health  
Chelan County  
Jefferson County  
Philip Morley, County  
Administrator  
Keith Goehner,  
Commissioner  
Alt: Tim Holloran,  
County Administrator  
Alt: Cathy Mulhall,  
County Administrator  
Alt: Philip Hunsucker,  
Deputy Prosecutor  
Skamania County  
Adam Kick,  
Clallam County  
Kittitas County  
Lisa Young, Human  
Resources Manager  
Alt: Greg Zempel,  
Rich Sill, HR Director  
Alt: James Jones,  
County Administrator  
Alt: David Alvarez,  
Chief Civil Deputy  
Alt: Mark Nichols,  
Prosecuting Attorney  
Alt: Tammy Sullenger,  
HR Analyst  
Prosecuting Attorney  
Alt: Doug McKenzie,  
Commissioner  
Prosecuting Attorney  
Alt: Judy Pless, Budget  
& Finance Manager  
Alt: Chris Horner, DPA  
Alt: Debi Van Camp,  
Human Resources  
Spokane County  
Lewis County  
Steve Bartel, Director,  
Risk Management  
Alt: Rob Binger, Senior DPA  
Alt: Lauren Williams,  
Liability Adjuster  
Paulette Young, Risk &  
Safety Administrator  
Alt: Gary Stamper,  
Commissioner  
Columbia County  
Mike Talbott,  
Commissioner  
Mason County  
Tim Sheldon,  
Alt: Andrew Woods,  
Public Works Director  
Thurston County  
Bud Blake,  
Commissioner  
Commissioner  
Cowlitz County  
Clyde Carpenter, Risk  
Manager  
Alt: Randy Neatherlin,  
Commissioner  
Alt: Tammy Devlin,  
Risk Manager  
Alt: Terri Jeffreys,  
Commissioner  
Alt: Jon Tunheim,  
Prosecuting Attorney  
Alt: Claire Hauge, OFM  
Director  
Alt: Dawn Twiddy,  
HR/Risk Manager  
Walla Walla County  
Jesse Nolte, DPA  
Alt: James Duncan,  
Commissioner  
Douglas County  
Steven Clem,  
Okanogan County  
Tanya Craig, Human  
Resources Director/Risk  
Manager  
Prosecuting Attorney  
Alt: Thad Duvall,  
Auditor  
Alt: Shelly Peters,  
Human Resources  
Alt: Albert Lin, Chief DPA  
Alt: Chris Branch,  
Commissioner  
Alt: Jordyn Giulio,  
Records & Risk Manager  
Whatcom County  
Karen Goens,  
Franklin County  
Robert Koch,  
HR Manager  
Pacific County  
Alt: Christopher Quinn,  
Civil Deputy  
Kathy Spoor,  
Commissioner  
Administrative Officer  
Alt: Lisa Olsen,  
Alt: Shawn Sant,  
Prosecuting Attorney  
Alt: Jennifer Johnson,  
Civil Prosecutor  
Alt: Nan Kallunki, HR  
Associate Manager  
Commissioner  
Alt: Mark McClain,  
Prosecuting Attorney  
Yakima County  
Joseph Brusic,  
Garfield County  
Wynne McCabe,  
Commissioner  
Pend Oreille County  
Teresa Brooks, Admin  
Assist to Director  
Alt: Spencer  
Prosecuting Attorney  
Alt: Cindy Erwin,  
Paralegal  
Alt: Robert Johnson,  
Commissioner  
Alt: Don Anderson,  
Chief Civil DPA  
Shanholtzer, HR Manager  
Alt: Christine Rahoun,  
Safety Officer  
Alt: Justin Dixon,  
Commissioner  
WCRP COVERAGE  
LIABILITY  
$5 million Excess of  
$20 million  
PROPERTY  
$500 million in limits  
$10 million Excess of  
$10 million  
CYBER  
$0 Pool SIR  
$1 million in limits  
(Per Occurrence -  
$5M Aggregate)  
$5 million Reinsurance  
Excess of $5 million  
Earth Movement =  
$200M  
$100,000 Member  
Deductibles  
$3 million  
Reinsurance Excess  
of $2 million  
$25K Pool SIR  
Flood= $200M  
(25M in SFHA)  
$100,000 Member  
Deductibles  
$0 Member  
Deductibles  
$1.9 million  
Reinsurance Excess  
of $100,000  
Corridor Layer  
$0-$100,000 WCRP  
SIR Member  
Deductibles from  
$10,000-$500,000  
Skagit County  
Pend Oreille County  
WCRP NET POSITION  
$21,000,000  
OUR FINANCIAL FOCUS  
$19,000,000  
Target-based Funding  
$17,000,000  
Rate Stability  
$15,000,000  
Prudent Investing  
$13,000,000  
$11,000,000  
Regulatory Compliance  
$9,000,000  
Funding for the Future  
$7,000,000  
$5,000,000  
2012  
2013  
2014  
2015  
2016  
TOTAL ASSETS  
$46,849,889  
TOTAL LIABILITIES  
$28,998,959  
TOTAL ASSETS = $46,849,889  
TOTAL LIABILITIES = $28,998,959  
Capital  
Cash &  
Accounts  
ULAE  
Payable  
Assets  
Equivalent  
Receivables  
Prepaid  
Expenses  
Claims  
Reserves  
Unearned  
Revenue  
IBNR Claims  
Pension  
Liability  
Investments  
WCRP LIABILITY PROGRAM ASSESSMENTS FIVE YEAR COMPARISON  
$11,477,593  
$11,184,015  
$11,007,102  
$10,387,324  
$10,052,384  
$10,000,000  
$8,000,000  
$6,000,000  
$4,000,000  
$2,000,000  
$-  
ASSESSMENTS  
2013  
2014  
2015  
2016  
2017