Washington Counties Risk Pool  
Annual Report 2014 - 15  
WCRP Mission Statement  
To provide comprehensive and economical risk  
coverage, reduce the frequency and severity of  
losses, and decrease costs incurred in the managing  
and litigation of claims.  
■ Member Counties  
2014-15 Annual Report | 1  
Officer’s Message  
For twenty-seven years, the WCRP has provided its participating member counties with exceptional risk management, claims  
handling, and the ability to purchase group-based re-insurance and excess coverage. As an alternative to the individual direct-  
purchase of commercial insurance, the WCRP has been a resource, a partner and an achievement that each and every member  
should be proud of.  
As we say goodbye to 2014-15, we also say goodbye to one of the Pool’s most revered – Vyrle Hill, whose retirement became  
effective June 1, 2016. As one of the few individuals who played an integral role in the formation, the governance, and in the  
leadership of the WCRP, we wish Vyrle the best in his future endeavors and we thank him for his many years of service as a  
WCRP Board Member, as well as for his over eleven years as the WCRP Executive Director.  
We are never immune from the challenges and lessons learned, but we are all in this together, and we all share in the ups and  
downs, as well as in the successes, challenges, and in our excitement for the future.  
As your outgoing President, Vice-President, and Secretary/Treasurer, we extend our many thanks, our appreciation, and our  
anticipation for continued success to each and every one of our fellow members.  
Onward and upward!!  
William “Drew” Woods  
2014-15 President  
Keith Goehner  
2014-15 Vice President  
2014-15 Secretary/Treasurer  
2 | wcrp.wa.gov  
Executive Director’s Message  
It is both an honor and my privilege to have been selected as the new Executive Director of the Washington Counties Risk Pool,  
and I hope you all share in the excitement I feel in being able to work with the members and the staff to guide this exceptional  
Pool into the future. We will continue doing those things which we already do so well, and together we will find some innovative  
and new ways of doing things as we go forward.  
We offer this, the 2014-15 WCRP Annual Report, to our members, partners, colleagues, and friends. You will find in the pages  
that follow, the who, what, when, where, and why of the WCRP. You will learn, or will be reminded of, who we are, what we  
offer, when we are covered, where we are financially, organizationally, and administratively, and finally, you’ll understand why  
membership in a self-funded, self-insured risk management pool is, simply put, something different and something better.  
As you read this report and join us in celebrating a positive 2014-15, I bring to your attention several noteworthy  
accomplishments which are exemplary of the fine staff you have here, working hard with members to drive down the frequency  
of claims, to fairly and quickly bring open claims to closure, and to maintain fiscal accountability for the membership and state  
regulators.  
What you will see are total reported claims of 455, down 23% from the prior year, and a liability corridor program which has  
proven itself to be an overall smart choice. You’ll see total member assessments have continued to remain stable year after year,  
with 2014-15’s assessments at $10,276,347. Investment earnings have remained respectable at $257,362, up 17% from the  
prior year, and the WCRP ended 2014-15 with a fund balance of $18,916,106, a very slight reduction of only 2.3% percent  
from last year.  
With a nearly doubled number of member counties’ staff being trained, and with $10,658 paid in training scholarships, WCRP  
members continue to make education a priority. Adding a favorable Annual State Audit and review by the Washington State Risk  
Manager, 2014-15 can be considered a success.  
Please join me in thanking the Board of Directors, the Executive Committee, the staff and our various partners for their  
t year, and in looking forward to many more to come.  
Executive Director  
2014-15 Annual Report | 3  
WCRP Board of Directors  
Skagit County  
Adams County  
Douglas County  
Lewis County  
Jessica Neill Hoyson,  
HR/Risk Manager  
Alt: Donnie LaPlante,  
Sr. HR/Risk Analyst  
Alt: Arne Denny, Civil DPA  
Alt: Tim Holloran,  
Jeffrey Stevens, Commissioner  
Alt: Patricia Phillips,  
Clerk of the Board  
Steven Clem, Prosecuting Attorney Paulette Young,  
Alt: Thad Duvall, Auditor  
Alt: Jordyn Giulio,  
Records & Risk Manager  
Risk & Safety Administrator  
Alt: Gary Stamper, Commissioner  
Alt: Michael Strozyk,  
Benton County  
Lexi Wingfield, Personnel Manager Franklin County  
Alt: Sandra Maine-Delepierre,  
Safety & Training Coordinator  
Alt: Ryan Lukson, Deputy  
Prosecutor  
Central Services Director  
Robert Koch, Commissioner  
Mason County  
County Administrator  
Alt: Shawn Sant,  
Prosecuting Attorney  
Alt: Tim Dickerson, Civil DPA  
Tim Sheldon, Commissioner  
Alt: Randy Neatherlin,  
Commissioner  
Skamania County  
Adam Kick, Prosecuting Attorney  
Alt: Doug McKenzie, Commissioner  
Alt: Debi Van Camp,  
Alt: Terri Jeffreys, Commissioner  
Alt: Dawn Twiddy,  
HR/Risk Manager  
Chelan County  
Keith Goehner, Commissioner  
Alt: Cathy Mulhall,  
Garfield County  
Wynne McCabe, Commissioner  
Alt: Robert Johnson, Commissioner  
Alt: Jennie Bowman, Consultant  
Human Resources  
Spokane County  
County Administrator  
Okanogan County  
Steve Bartel, Director,  
Risk Management Department  
Alt: Rob Binger, Senior DPA  
Sheilah Kennedy, Commissioner  
Alt: Tanya Craig,  
Deputy Clerk of the Board  
Clallam County  
Rich Sill, HR Director  
Alt: James Jones,  
County Administrator  
Alt: Mark Nichols,  
Prosecuting Attorney  
Alt: Tammy Sullenger, HR Analyst  
Grays Harbor County  
Vickie Raines, Commissioner  
Alt: Wes Cormier, Commissioner  
Alt: Dale Gowan,  
Thurston County  
Pacific County  
Sandra Romero, Commissioner  
Alt: Tammy Devlin, Risk Manager  
Alt: Jon Tunheim,  
Director of Central Services  
Kathy Spoor, Administrative Officer  
Alt: Lisa Ayers, Commissioner  
Alt: Mark McClain,  
Island County  
Jill Johnson, Commissioner  
Alt: Elaine Marlow, Budget Director  
Prosecuting Attorney  
Prosecuting Attorney  
Columbia County  
Andrew Woods,  
Public Works Director  
Alt: Dwight Robanske,  
Commissioner  
Walla Walla County  
Jesse Nolte, Deputy PA  
Alt: James Duncan, Commissioner  
Pend Oreille County  
Mike Lithgow, Community  
Development Director  
Alt: Teresa Brooks, Risk Manager  
Alt: Alan Botzheim, Sheriff  
Jefferson County  
Philip Morley, County Administrator  
Alt: David Alvarez, Civil DPA  
Whatcom County  
Karen Goens, HR Manager  
Alt: Daniel Gibson, Chief Civil DPA  
Kittitas County  
Lisa Young,  
Human Resources Manager  
Alt: Judy Pless,  
Budget & Finance Manager  
Cowlitz County  
Clyde Carpenter, Risk Manager  
Alt: Claire Hauge, OFM Director  
San Juan County  
Michael Thomas, County Manager  
Alt: Pamela Morais, HR Manager  
Yakima County  
Joseph Brusic,  
Prosecuting Attorney  
Alt: Cindy Erwin, Paralegal  
Alt: Don Anderson, Chief Civil DPA  
4 | wcrp.wa.gov  
WCRP Executive Committee  
Andrew Woods, President  
Steve Bartel  
Public Works Director, Columbia County  
Director, Risk Management Department,  
Spokane County  
Lisa Young, Vice President  
Human Resources Manager,  
Kittitas County  
David Alvarez  
Chief Civil Deputy Prosecuting Attorney,  
Jefferson County  
Keith Goehner, Secretary/Treasurer  
Commissioner, Chelan County  
Bryan Perry (through 6/30/2015)  
Safety & Training Coordinator,  
Benton County  
Thad Duvall  
Auditor, Douglas County  
Jill Johnson (began 7/24/2015)  
Commissioner, Island County  
Robert Koch  
Commissioner, Franklin County  
Clyde Carpenter  
Risk Manager, Cowlitz County  
Lisa Ayers  
Commissioner, Pacific County  
Tammy Devlin  
Risk Manager, Thurston County  
2014-15 Annual Report | 5  
FINANCE  
WCRP Five Year Net Position  
For the Fiscal Years Ended September 30, 2015 and 2014  
$19,369,170  
$18,916,105  
20,000,000  
$16,722,845  
15,000,000  
10,000,000  
5,000,000  
0
$12,863,017  
$11,030,051  
2011  
2012  
2013  
2014  
2015  
Total Assets = $48,793,102  
Total Liabilities = $29,856,660  
Receivables  
$3,401,939  
ULAE  
$986,452  
Capital Assets  
$1,089,480  
Pension Liability  
$639,475  
Cash & Equivalent  
$3,536,452  
Accounts Payable  
Unearned Revenue  
$362,957  
$13,426,532  
IBNR Claims  
$248,127  
Investments  
$40,765,231  
Claims Reserves  
$14,193,117  
6 | wcrp.wa.gov  
FINANCE  
WCRP Revenues, Expenses and Changes in Fund Net Position  
For the Fiscal Years Ended September 30, 2015 and 2014  
Year Ended  
9/30/2015  
$13,152,221  
150,000  
Year Ended  
9/30/2014  
$14,799,680  
150,000  
OPERATING REVENUES:  
Members’ Assessments -- JSILP Coverage  
Member Services - Revenues  
Total Operating Revenues  
$13,302,221  
$14,949,680  
OPERATING EXPENSES:  
Current Year’s Reserves  
Adjustment in Prior Years’ Reserves  
Adjustment in Reserve for ULAE  
Premiums  
$4,449,403  
119,226  
$4,884,129  
(735,038)  
573  
7,128,548  
1,954,321  
$13,232,533  
(29,406)  
6,596,312  
2,252,141  
$13,387,676  
Operating Expenditures  
Total Operating Expenses  
OPERATING INCOME (LOSS)  
$(85,455)  
$1,717,147  
NON OPERATING REVENUES (EXPENSES)  
Interest and Investment Income  
Miscellaneous Income  
Gain (Losses) on Capital Assets Disposition  
Total Nonoperating Revenues (Expenses)  
$257,362  
26,858  
-
$219,858  
28,542  
19,778  
$268,178  
$284,220  
CHANGES IN NET POSITION  
$198,765  
$1,985,325  
TOTAL NET POSITION, October 1  
Change in Accounting Principles -- GASB 68  
Prior Period Adjusment  
$19,369,170  
$16,722,845  
$(651,830)  
$661,000  
TOTAL NET POSITION, September 30  
$18,916,106  
$19,369,171  
2014-15 Annual Report | 7  
FINANCE  
WCRP Comparative Statement of Net Position  
For the Fiscal Years Ended September 30, 2015 and 2014  
As of  
As of  
ASSETS  
9/30/2015  
9/30/2014  
CURRENT ASSETS:  
Cash and Cash Equivalents  
Investments  
$3,536,452  
40,765,231  
$8,733,724  
33,265,546  
Receivables:  
Members' Deductibles Receivable  
Excess Insurance/Reinsurance Recoverable  
Assessments Receivable  
Other Accounts Receivables  
Accrued Interest  
1,010,395  
1,686,629  
1,632,924  
11,672  
541,618  
2,251,370  
26,843  
7,676  
-
Prepaid Expenses  
2,660  
2,960  
TOTAL CURRENT ASSETS  
NONCURRENT ASSETS:  
Capital Assets (Net of Accumulated Depreciation)  
$47,703,622  
$46,343,850  
$1,089,480  
$1,069,560  
TOTAL ASSETS  
$48,793,102  
$47,413,410  
TOTAL DEFERRED  
OUTFLOWS OF RESOURCES  
63,610  
-
8 | wcrp.wa.gov  
FINANCE  
WCRP Comparative Statement of Net Position (continued)  
For the Fiscal Years Ended September 30, 2015 and 2014  
As of  
As of  
LIABILITIES  
9/30/2015  
9/30/2014  
CURRENT LIABILITIES:  
Claims Reserves:  
Open Claims - Reserves  
Accounts Payable  
$3,788,226  
240,493  
$2,914,049  
103,385  
Unearned Revenue - Members Assessments  
TOTAL CURRENT LIABILITIES  
13,148,498  
$16,165,932  
$17,455,251  
NON CURRENT LIABILITIES  
Claims Reserves:  
Open Claims - Reserves  
IBNR Reserve -  
"8x2 10% Quota Share" Reserve  
Reserve for ULAE  
$10,164,891  
248,127  
$6,112,558  
4,507,296  
130,000  
1,015,858  
112,595  
240,000  
986,452  
122,464  
639,475  
Compensated Absences  
Net Pension Liability -- GASB 68  
TOTAL NON CURRENT LIABILITIES  
TOTAL LIABILITIES  
$12,401,409  
$29,856,660  
$11,878,307  
$28,044,239  
TOTAL DEFERRED INFLOWS OF RESOURCES  
$83,946  
$-  
NET POSITION:  
Net Investment in Capital Assets  
Unrestricted Net Position  
$1,089,480  
17,826,626  
$18,916,106  
$1,069,560  
18,299,611  
$19,369,171  
TOTAL NET POSITION  
2014-15 Annual Report | 9  
COVERAGE  
WCRP Coverage  
LIABILITY  
FIRST PARTY PROPERTY  
$500 million in limits  
$20 million limits with additional $5 million option  
$100K Pool SIR  
$0 Pool SIR  
$10,000 - $500,000 Member Deductibles  
$5,000 - $25,000 County Deductibles  
$5 million Excess of $20 million  
(Optional)  
Quota Share –  
2 insurers  
$200 - $500 Million  
$150 - $200 Million  
$50 - $150 Million  
$25 - $50 Million  
Lexington Insurance Company  
$10 million Excess of $10 million  
Quota Share –  
4 insurers  
Lexington Insurance Company  
$5 million Reinsurance Excess of $5 million  
Quota Share –  
9 insurers  
Lexington Insurance Company  
$3 million Reinsurance Excess of $2 million  
Quota Share –  
3 insurers  
Berkley Public Entity  
$1.9 million Reinsurance Excess of $100,000  
Quota Share –  
6 insurers  
Berkley Public Entity  
$0 - $25 Million  
Excess of selected  
member deductible  
$0 - $100,000  
WCRP SIR  
($5,000 - $25,000)  
10 | wcrp.wa.gov  
CLAIMS  
CLAIMS  
Six WCRP staff members are dedicated to the handling of all  
member liability claims. The goal of the WCRP is to quickly  
and thoroughly investigate claims brought against member  
counties, to resolve those claims which have merit, and to  
aggressively defend those claims which do not.  
their own expertise and experience to each and every claim and/  
or lawsuit. Adjusters focus on open communication with mem-  
bers, with straightforward discussions relative to liability and set-  
tlement values, in order to find the most cost-effective resolution.  
The numbers below and the graphs which follow, provide  
information which outlines the efforts and successes of the  
WCRP Claims Department.  
Working closely with the appointed Claims Administrator, along  
with assigned defense counsel, the WCRP claims staff brings  
Frequency and Severity  
Cost by Claim Type 2014-15  
Land Use  
$1,092,312  
Personnel  
$1,910,810  
Other/Specified  
$351,373  
Law and Justice  
$2,582,701  
Negligent Vehicle  
$2,258,994  
■ Utility Design/Maintenance  
■ Road Design/Maintenance  
■ Negligent Vehicle Operation  
■ Facilities/Parks  
9
$106,918  
$2,210,123  
$2,258,994  
$223,876  
Government Operations/Supervision  
147  
77  
Facilities/Parks  
$8,655,719  
$223,875  
25  
■ Government Operations/Supervision 64  
$8,655,719  
$2,582,701  
$1,092,312  
$1,910,810  
$351,374  
■ Law and Justice  
■ Land Use  
103  
11  
14  
5
■ Negligent Vehicle Operation ■ Law and Justice  
■ Facilities/Parks  
■ Government Operations/ ■ Personnel  
Supervision ■ Other/Specified  
■ Land Use  
■ Personnel  
■ Other/Specified  
2014-15 Annual Report | 11  
MEMBER SERVICES  
Member Services and Loss Control  
WCRP provides services specifically designed to prevent losses from occurring.  
Twenty-six workshops were offered in 2015, focused on topics including cyber  
security, e-mail, employment, and contract law. Scholarship and grant funds  
provided member counties the opportunity to attend liability-related training.  
Each member county has an appointed County Risk Manager and County Claims  
Administrator. Both appointees must meet certification requirements including  
successfully passing exams. Ninety-two percent of County Risk Managers met the  
certification requirements and ninety-six percent of County Claims Administrators  
met the certification requirements.  
WCRP On-line  
Training Workshops  
Workshop Attendees  
772  
University Classes  
Completed  
Provided  
26  
513  
Certified Claims  
Administrators  
Certified Risk  
Managers  
Exams Proctored  
25  
25  
24  
Scholarships and Grants  
Scholarships and Grants  
Awarded  
Awarded  
32  
$10,658  
12 | wcrp.wa.gov  
WCRP Staff  
pictured to the right  
Derek Bryan, Executive Director  
Susan Looker, Claims Manager  
Mike Cook, Senior Claims Analyst  
Joe Campeau, Senior Claims Analyst  
Holly Nelson, Claims Analyst  
Lisa McMeekin, Claims Representative  
Sally King, Claims Assistant  
Sue Colbo, Accounting Officer  
Jill Lowe, Loss Control Coordinator  
Stacey Spears, Administrative Assistant  
Trish Todd, Office Assistant  
Service Partners  
Independent Actuary: PricewaterhouseCoopers  
Producer/Broker Services:  
Arthur J. Gallagher, Risk Management Services, Inc.  
Independent Investment Advisor: Chandler Asset Management  
Independent Claims Auditor: Strategic Claims Direction  
Washington Counties Risk Pool  
2558 RW Johnson Rd SW #106 | Tumwater, WA 98512  
360-292-4490 | www.wcrp.wa.gov